Direct Benefit Transfer Overview and Progress 6 th March 2019 2 Transfers Electronic Authenticationbased Direct to targeted identified beneficiary D Benefits
Download Presentation The PPT/PDF document "" is the property of its rightful owner. Permission is granted to download and print the materials on this web site for personal, non-commercial use only, and to display it on your personal computer provided you do not modify the materials and that you retain all copyright notices contained in the materials. By downloading content from our website, you accept the terms of this agreement.
Slide1
DBT Mission
Cabinet Secretariat
Direct Benefit Transfer – Overview and Progress
6
th
March, 2019
Slide22
Transfers – Electronic; Authentication-based
Direct – to targeted identified beneficiary
D
Benefits:
Cash
(subsidy, pensions, stipends etc) and
In-kind (Distribution of subsidized or free food, fertilizer, medicines etc)
B
T
Direct Benefits Transfer (DBT)
DBT is a significant governance reform to improve public service delivery by ensuring efficient, transparent and targeted delivery of government subsidies, benefits and services.
Slide3Objectives of DBT
3
Create
transparency
in benefit transfers to beneficiaries
Accurate
identification & targeting
of beneficiaries
Ensure greater
inclusion
and ease of
availing
services
Curb
leakages
in the benefit delivery processes
Curbs ‘Rent Seeking’
– elimination of middlemen/agents
Create greater
accountability
on behalf of the Government
Facilitating
reforms
in Government processes through re-engineering
Increase
efficiency
in scheme delivery processes
Ensure
effectiveness
of schemes through timely implementation
Slide44
DBT Ecosystem
Micro ATMs
ATM
ePoS
Mobile
Wallets
Post Offices
CSC
Financial Service Providers
Telecom Service Providers
Service Enablers
Implementation Agencies
Central Government
State Government
Regulators
Scheme Specific Interventions
Resident Data Hubs
Last mile
Preparedness
Slide55
Key DBT Enablers
Aadhaar
as unique identifier
Aadhaar enables targeted beneficiary identification through authentication and de-duplication
Also acts as financial address and facilitates seamless financial transaction
Banking Facilities
Banking Facilities
enable Cash-In & Cash-Out points for beneficiaries through brick & mortar branch networks and other mechanisms such as business correspondents, Micro ATMs,
ePOS
, Payment Banks etc.
Network Infrastructure
Enabled IT systems for effective implementation and monitoring of DBT
Good quality & reliable network connectivity is a pre-requisite
for DBT transactions
Slide6DBT process
Assessment of Schemes for
DBT applicability
Beneficiary Digitization through Scheme Management System
Beneficiary Registration, de-duplication
using Aadhaar authentication
Electronic Fund Transfers directly to beneficiaries' bank account and Digital Identity
linked beneficiary bank account (for cash-based schemes)
Beneficiary Authentication
at time of benefit transfer
Calculating
monthly Government expenditure
(preferably per beneficiary expenditure) in providing in-kind benefit
Respects
diversity
of large & complex IT System through data-exchange frameworks
6
Note:
DBT is considered as electronic payments in case of cash schemes and
Aadhaar
-authenticated expenditure in case of in-kind schemes
Slide77
Number of Beneficiaries through Normative Central & State share (X)*
Number of additional Beneficiaries supported by State , if any (Y)*
Total No. of Beneficiaries
(X+Y)*
Total No. of Beneficiaries Records Digitized*
No. of Aadhaar authenticated and seeded Beneficiaries*
No. of Beneficiaries having Mobile Number*
I. Beneficiary Details
II. Expenditure Incurred
Central Share
(in ₹)
Normative - State Share
(in ₹)
Additional State Contribution to X (if any)(in ₹)
Total
(in ₹)
State Contribution (for additional beneficiaries supported by State , if any (Y))(in ₹)
Grand Total
(in ₹)
Monthly Reporting Formats for Centrally Sponsored
In Kind Schemes (1/2)
Slide8Monthly Reporting Formats for Centrally Sponsored
In Kind Schemes (2/2)
8
In Kind Benefit Transferred
Total No. of Aadhaar based / authenticated Transactions
(if applicable)
Total Expenditure incurred through Aadhaar Authentication / Validated Transactions (Bio / Demo / OTP / e-Sign)(in ₹)
Unit of Measurement
Quantity Transferred
III. In Kind Transactions
IV. Savings
No. of Records De Duplicated
No. of Records De Duplicated
Other savings due to process
improvement / efficiency(in ₹)
Savings Amount
(total savings for the month ) (in ₹)
Slide99
DBT Flow: Payments and Transfer
Enabling Electronic Payments
Enabling Authenticated In-kind Transfers
Slide10Use of
Aadhaar in DBT
Supreme Court has upheld the Section 7 of the
Aadhaar Act, 2016
(The Central Government or, as the case may be, the State Government may, for the purpose of establishing identity of an individual as a condition for receipt of a subsidy, benefit or service for which the expenditure is incurred from, or the receipt
therefrom forms part of, the Consolidated Fund of India, require that such individual undergo authentication, or furnish proof of possession of
Aadhaar number…)
Central Ministry/ Department to issue notification for use of Aadhaar in Centrally Sponsored and Central Sector Schemes (Notification of Nation AYUSH Mission issued on 31.03.2017)
Exception handling guidelines circulated by UIDAI and DBT Mission (reiterated by
Hon’ble
Supreme Court) should be adhered to:
Aadhaar as a preferred mode of identification – provision for alternate identification till the time beneficiary’s enrolment for Aadhaar is pending
No beneficiary to be denied benefits for want of Aadhaar
List of beneficiaries availing benefits without Aadhaar to be maintained and reviewed separately. Efforts to be made to capture Aadhaar number of these beneficiaries
10
Slide11Modes of Authentication
11
Demographic Authentication
Beneficiary’s personal data
(name, date of birth, gender, address) matched with UIDAI CIDR using beneficiary’s Aadhaar number
Allows for centralized authentication i.e. without physical presence of beneficiary
One-Time-Password (OTP) based AuthenticationOTP sent to beneficiary’s registered mobile no. and/ or e-mail address registered with UIDAI
Allows for real time on-field authentication of beneficiary
Biometric Authentication
Beneficiary Aadhaar no. and Biometrics matched with information in UIDAI CIDR
Provides for real-time on-field authentication of beneficiary
Authentication
required b
ecause not every 12 digit number is
Aadhaar
~1.23 billion Aadhaar numbers assigned so far (
Aadhaar
Saturation in >18 yrs. : >99%)
Slide12Compliance with Standards
12
Migrate old systems to adopt
Local Government Directory
and new systems to be developed based on LGD compliance
For cash schemes, use of
DBT Scheme Code
(Unique scheme codes for all DBT schemes implemented in Ministries/Departments and States/UTs) for beneficiary payment transactions
Compliance to
Data & Meta Data Standards
published by
MeitY
Compliance to
UIDAI
Security Standards
for storing of
Aadhaar
numbers; Integration with UIDAI for Demographic, OTP-based and/or Biometric Authentication should allow for authentications services using Virtual ID
Compliance to
Cyber security protocols / standards
,
Data privacy
Compliance to
Government of India website guidelines
Slide13DBT Journey so far..
13
Jan, 2013
24 Schemes
121 Districts
34 Schemes
All Districts
Dec, 2014
Feb, 2015
Mar, 2016
5
th
Mar, 2019
All Central Schemes
All Districts
DBT Scope Expansion
Cash, In-kind, Service enablers
439 Schemes on-boarded on DBT Bharat Portal
Aug, 2016
Launch of DBT Bharat Portal
Slide14DBT Implementation – Present Status
14
Central Level
DBT Cells (Nodal for DBT) created in
75
Ministries/Departments439
schemes of 55 Ministries on-boarded 227
Schemes notified under Section 7 of the Aadhaar Act
to use Aadhaar in welfare schemes
Rs. 6,31,625 C
r
Transferred
under DBT (cumulative since inception)
~127.3 Cr
Beneficiaries
under DBT
Rs
. 1,09,983 Cr
Estimated Gains
due to DBT (Cumulative since inception)
DBT Outreach – YoY
Note: Information as on 5
th
March, 2019
State Level
DBT Cells (Nodal for DBT) created across State/ UTs
16
States have notified
Aadhaar
Act
to use
Aadhaar
in all welfare schemes and services implemented in the State
All
State/UT DBT Portals are Live (except West Bengal)
27
State/UT DBT Portals are Integrated with DBT Bharat Portal
Approx.
3,466
schemes listed by States/UT on DBT Bharat portal
[2,062 schemes are Centrally Sponsored Schemes and 1,404 are State schemes]
Slide1515
Cumulative Fund transferred through DBT (in
Rs. Cr)
Note: In-kind schemes were introduced in 2017-18; Information as on 5
th
March, 2019
2018-19
(till 5
th
Mar ‘19)
Cumulative Fund Transfer (Cash Schemes)
Cumulative Expenditure (In-kind Schemes)
2017-18
Slide16National AYUSH Mission : Way Forward
16
Scheme management system has been developed for National AYUSH Mission
Login ids for data entry to be generated at the hospital / facility level or at district level
Digitized beneficiary database to be prepared to ensure rightful targeting
Scheme portal to allow for
Aadhaar
seeding and authentication of beneficiaries (including through VID)
UIDAI’s guidelines with respect to storing of Aadhaar numbers to be adhered to
Exception handling guidelines of DBT Mission & UIDAI to be followed so that no beneficiary is denied benefits for want of Aadhaar. Detailed exception handling guidelines for the field functionaries and officials to be issued, if required
Infrastructure to ensure last-mile delivery of benefits: Strengthening of physical infrastructure for registration and authentication of beneficiaries
Efforts may be made to ensure that data on expenditure and disbursal of medicines is maintained at the level of hospital / facility
Flow of DBT data between Scheme management system, DBT Bharat portal and State/UT DBT portals every month through web-services
Slide17Thank You